Guarantees & Security Advice

Personal and director guarantees can create significant financial exposure if not properly understood. We provide careful, practical advice to: 

  • Directors and business owners entering guarantees 

  • Borrowers providing security arrangements 

  • Lenders seeking enforceable guarantee structures 

  • Parties involved in disputes regarding enforcement 

We assist clients in understanding the true effect of guarantee documents, ensuring risks are identified early and managed appropriately before signing or enforcement action is taken. 

At The Legal Problem Solver, we provide strategic, commercially driven legal advice across banking, commercial and guarantee matters throughout New South Wales. With over 27 years of experience acting for lenders, borrowers, businesses, guarantors and directors, we understand the commercial realities behind every transaction and dispute—and we focus on delivering outcomes that are practical, enforceable and efficient. 

Banking & Lending Matters

We advise both lenders and borrowers across a wide range of banking and finance transactions, from straightforward lending arrangements through to complex, multi-party structures. Our experience includes: 

  • Loan agreements and facility documentation 

  • Security documentation and guarantees 

  • Enforcement of securities and default scenarios 

  • Debt recovery and restructuring arrangements 

  • Commercial negotiations between lenders and borrowers 

We take a clear, no-nonsense approach to banking matters, ensuring our clients understand their rights, obligations and risk position at every stage of the transaction. 

Commercial Law Advice 

Beyond transactions, we also advise on a broad range of commercial legal issues, including: 

  • Commercial contracts and negotiations 

  • Business structuring considerations 

  • Dispute resolution and pre-litigation advice 

  • Debt recovery and enforcement strategies 

  • Risk management in commercial dealings 

Our approach is always commercially grounded—we focus on outcomes, not unnecessary complexity. 

Contact Us

Why Clients Choose Us

Clients engage The Legal Problem Solver because we combine deep legal expertise with practical commercial judgment. We understand that legal advice must support business decisions, not slow them down. Our focus is on clarity, efficiency and results. 

With decades of experience across banking, property and commercial law, we provide the confidence clients need to move forward in complex transactions and disputes. 

Commercial Leasing Matters 

We act for landlords and tenants in both retail and commercial leasing matters across NSW. Our services include: 

  • Lease drafting, review and negotiation 

  • Retail lease compliance and disclosure obligations 

  • Lease renewals, assignments and variations 

  • Lease disputes and enforcement issues 

  • Advice on rent, outgoings and default provisions 

We aim to ensure lease arrangements are commercially balanced, legally sound, and aligned with our client’s long-term business objectives. 

Purchase & Sale of Businesses 

Buying or selling a business is a significant commercial transaction that requires careful legal oversight. We advise clients on: 

  • Asset sale and business sale agreements 

  • Due diligence and risk identification 

  • Structuring of transactions 

  • Employee, lease and contract transfer issues 

  • Completion and settlement processes 

We work closely with business owners, purchasers and advisors to ensure transactions are properly structured and completed smoothly, with risk appropriately managed at every stage.